Disaster Recovery Center: FEMA agents are in two locations: 700 Old Montgomery Rd., Conroe, TX 77301 31355 Friendship Dr., Magnolia, TX 77355 Hours of Operation for both locations is Monday – Saturday from 8 AM to 7 PM United Way Office First floor,1600 Lake Front Circle The Woodlands, TX 77380 Will assist and assess your additional needs following Hurricane Harvey. This assistance may be available to you, if the following two conditions are met: 1) You must have applied for FEMA 2) were either denied or funds received from FEMA were insufficient and still need assistance. Brazos Valley Community Action Program: Income based Program Gift cards, utility assist, basic needs Located in North Montgomery County Community Center The Willis Phone Number: 936-856-7036 or 979-213-4055 Must make an appointment and need to bring: Proof of income and damage Helps all of Montgomery County: Crisis Assistance Center 1022 McCall Ave. Conroe, TX 77301 936-539-1096 Cac-mctx.org East Montgomery County: Mission Northeast 22098 Loop 494 New Caney, TX 77357 281-354-1200 Missionne.org South Montgomery County: Interfaith of the Woodlands 4242 Interfaith Way, The Woodlands, TX 77381 281-367-1230 Woodlandsinterfaith.org
Crisis Counseling Assistance and Training Program: CCP assists individuals and communities recovering from the effects of a natural or human caused disaster through the provision of community based outreach and psycho-educational services. Crisis counselors deliver services in the communities. Crisis counselors do not classify, label, or diagnose people; no records or case files are kept. Crisis counselors make contact in homes and communities, not in clinical or office settings. Click Here for More Information Disaster Distress Helpline The Substance Abuse and Mental Health Services Administration’s Disaster Distress Helpline provides 24/7, 365-day-a-year crisis counseling and support to people experiencing emotional distress related to natural or human-caused disasters. The Disaster Distress Helpline is a national hotline dedicated to providing immediate crisis counseling for people who are experiencing emotional distress related to any natural or human-caused disaster. This toll-free, multilingual, and confidential crisis support service is available to all residents in the United States and its territories. Call (800) 985-5990, TTY (800) 846-8517 or text TalkWithUs to 66746 to connect with a trained crisis counselor (Spanish-speakers text: Hablanos to 66746). Disaster Unemployment Assistance (DUA): DUA benefits are available to Texans whose jobs were affected by Hurricane Harvey. This may include people not normally eligible for unemployment benefits, such as self-employed persons and farm workers. **deadline to apply is Oct. 31, 2017**. Application Form: Online: ui.txworkforce.org Click: Apply for benefits Or call: 1-800-939-6631 and speak with an Unemployment Assistance. You will also receive a waiver, which waves you from having to look for a job temporarily. Click link below for more information DUA Overview Disaster Legal Services (DLS): DLS provides legal assistance to low income individuals who, prior to or as a result of the disaster, are unable to secure legal services adequate to meet their disaster related needs. FEMA, through an agreement with the Young Lawyers Division of the American Bar Association, provides free legal help for disaster survivors. You can be referred to DLS by calling: 1-800-621-FEMA (3362) TTY 1-800-462-7585 711 and Video Relay Service (VRS) 1-800-621-3362 When you call, you’ll get disaster-specific help and information. You’ll also learn how to get legal help. Click here for more information The National Flood Insurance Program: aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically. Go to https://www.fema.gov/national-flood-insurance-program to find out more information about the NFIP. The National Flood Insurance Reform Act of 1994 requires individuals In SFHAs who receive disaster assistance after September 23, 1994 for flood disaster losses to real or personal property to purchase and maintain flood insurance coverage for as long as they live in the dwelling. Failure to maintain mandatory flood insurance will make household ineligible to…
Contact your mortgage company to see about temporary mortgage relief. Most lenders are willing to work with homeowners in times of disaster by temporary suspending payments, reducing monthly payment, or lowering interest rates. Every lender is different, be sure you contact you mortgage company to find out what they offer.
Special tax Considerations: Taxpayers who have sustained a casualty (sudden, unexpected or unusual) loss from a declared disaster may deduct that loss on the federal income tax return for the year in which the casualty actually occurred, or elect to deduct the loss on the tax return for the preceding tax year. In order to deduct a casualty loss, the amount of the loss must exceed 10 percent of the adjusted gross income for the tax year by at least $100. If the loss was sustained from a federally declared disaster, the taxpayer may choose which of those two tax years provides the better tax advantage. The Internal Revenue Service (IRS) can expedite refunds due to taxpayers in a federally declared disaster area. An expedited refund can be a relatively quick source of cash, does not need to be repaid, and does not need an Individual Assistance declaration. It is available to any taxpayer in a federally declared disaster area. Depending upon the circumstances the IRS may grant additional time to file returns and pay taxes. Publication Number 2194 ‘Disaster Loss Kit’ can be ordered from the United States Internal Revenue Services as a resource guide. Click on “Special tax Consideration” for more details. Go to https://www.irs.gov/newsroom/tax-relief-for-victims-of-hurricane-harvey-in-texas to find details on tax relief for victims of Hurricane Harvey in Texas.
Go to www.redcross.org/hhia to access the American Red Cross Immediate Assistance Program and receive $400 to qualified Texas households that were severely impacted by Harvey. Red Cross FAQ
Non- SBA Dependent Types of Other Needs Assistance does not require the applicant to apply for a Small Business Administration Loan (SBA) before being considered. Medical and Dental Assistance-FEMA provides financial assistance to individuals and household with medical or dental expense that is a direct result of the disaster, as verified by a medical or dental provider. Expenses will not be eligible for FEMA reimbursement if they are covered by insurance or any other source. There is no cap for program as long as it does not exceed the $33,300 max event total. Assistance for Miscellaneous Items- FEMA provides financial assistance to individuals and households with certain disaster-caused miscellaneous expenses. The items must be purchased or rented after the incident to assist with the applicant’s disaster recovery, such as gaining access to the property or assisting with cleaning efforts. There is no cap for program as long as it does not exceed the $33,300 max event total.
Non- SBA Dependent Types of Other Needs Assistance does not require the applicant to apply for a Small Business Administration Loan (SBA) before being considered. Child Care Assistance- FEMA provides financial assistance to eligible individuals and households who have a disaster-caused increased financial burden for child care. A one-time payment for Child Care Assistance for the households increased financial burden for up to eight cumulative weeks of child care, plus any eligible expenses or the maximum amount of assistance identified by the state, territorial or tribal government, whichever is less. Applicants must meet the general conditions of eligibility as well as being able to show that there is an increased financial burden that is a direct result of a disaster. Applicant must also certify they cannot utilize child care services provided by any other source in order to qualify for Child Care Assistance. The maximum amount allowable for child care assistance is up to $2000 per household based on eligibility. Increased financial burden can be identified as: Child Care closed due to direct result of the disaster, and applicant was required to find a new child care provider with an increased cost of care Applicant has reduced income or loss of income due to direct result of the disaster. Pre-disaster child care was not needed; post- disaster child care is now needed. Medical and Dental Assistance-FEMA provides financial assistance to individuals and household with medical or dental expense that is a direct result of the disaster, as verified by a medical or dental provider. Expenses will not be eligible for FEMA reimbursement if they are covered by insurance or any other source. There is no cap for program as long as it does not exceed the $33,300 max event total.
SBA Dependent Types of Other Needs Assistance are only for individuals or household who do not qualify for the SBA may be eligible for the following types of assistance: Group Flood Insurance Policy- FEMA may pay $600 under ONA for three years of flood insurance for eligible recipients of assistance for flood-damaged property (personal or real) located in a SFHA on which FEMA places a flood insurance requirement. As part of the effort to reduce future expenses from floods, FEMA directly purchases GFIP certificates on behalf of applicants who are required to purchase and maintain flood insurance but who may not otherwise be able to purchase a policy. The GFIP is a policy that is established for each disaster declaration that results from flooding and authorizes the provision of Individual Assistance. In addition to meeting general conditions of eligibility, applicants must meet the following conditions in order to be considered for a GFIP certificate: FEMA verifies that damage to the applicant’s property is caused by flooding and the damaged items are insurable under NFIP. The applicants does not have flood insurance coverage at the time of the disaster The applicants damaged residence is located in a SFHA The applicants damaged residence is not located in a sanctioned community, CBRS area, or OPA The applicant does not have a previous requirement to maintain flood insurance as a condition of receiving IHP assistance. The applicant is referred to ONA The applicant is eligible for Home Repair, Replacement, or Personal Property Assistance, prompting the requirement to maintain flood insurance on the damaged residence and initiating the GFIP. Notification and Response: Pre-disaster owners included in the GFIP receive notification from FEMA stating they have been included in the policy as well as a “Certificate of Flood Insurance” but do not receive the actual policy. Applicants do not have the ability to decline the GFIP. FEMA give applicants 60-day notice of policy expiration and a final notice of termination of coverage. When GFIP expires, the applicant is responsible for purchasing and maintaining flood insurance on their own. Failure to maintain flood insurance will affect applicant eligibility for future disaster assistance. Limitations and Exclusions: If the cost of a GFIP policy exceeds the remaining amount of IHP Assistance available to the applicant, then FEMA will not purchase a policy. The applicants will still be responsible for purchasing a policy on their own. Applicants who own or rent travel trailers on non-permanent foundations are not eligible for GFIP.
Individuals and Households Program (IHP): **Five Reasons FEMA Might Say You are Ineligible for Housing Assistance and Five Ways You Might Be Able to Change That Decision** Look at Individuals & Households Program Unified Guidance for detailed information. Lodging Expense Reimbursement (LER): Financial assistance to reimburse for hotels, motels, or other short-term lodging while an applicant is displaced from his or her primary residence. How long is Short-term? Up to 7 days from your initial Rental Assistance Award. LER does not cover Phone, Laundry, Internet, Movies, Food and Pet Charges Ch. 4 pg. 43 Click on “Individual & Household Programs Unified Guidance” above. Rental Assistance: Financial assistance to rent alternate housing accommodations while an applicant is displaced from his or her primary residence. How FEMA Temporary Rental Assistance Helps Texans Continued Temporary Rental Assistance: FEMA may provide Continued Rental Assistance to eligible applicants based on need, and generally only when adequate, alternate housing is not available, or when the applicant’s permanent housing plan has not been fulfilled through no fault of the applicant. The continued temporary housing need must be documented and the applicant must continue to work toward obtaining permanent housing to remain eligible for Continued Rental Assistance. FEMA will use 2017 to base Rental Assistance payment Ch. 4 Pg. 50-51. You may look this up at this link: Link Ch. 4 pg. 45-51 Click on “Individual & Household Programs Unified Guidance” above. Need Continue Rental Assistance? Simply Take two Important Steps Repair Assistance: To help repair an owner-occupied primary residence, utilities, and residential structure, including privately-owned access routes (driveways, roads, or bridges) to a safe and sanitary living or functioning condition. Repair assistance may be used for: Structural parts of your home (foundation, outside walls, roof). Septic or sewage system. Well or other water system. Heating, ventilating, and air conditioning system. Utilities (electrical, plumbing, and gas systems). Entrance and exit ways from your home, including privately owned access roads. Blocking, leveling, and anchoring of a mobile home and reconnecting or resetting its sewer, water, electrical, fuel lines, and tanks. Ch. 4 pg. 52-53 Click on “Individual & Household Programs Unified Guidance” above. More information: Click here Replacement: Financial assistance to help replace uninsured or under-insured owner-occupied primary residence when the residence is destroyed. Ch. 4 pg. 56-57 Click on “Individual & Household Programs Unified Guidance” above.
Non- SBA Dependent Types of Other Needs Assistance does not require the applicant to apply for a Small Business Administration Loan (SBA) before being considered. Funeral Assistance – FEMA provides financial assistance to individuals and households with disaster-caused funeral expenses. The applicant does not need to live in the Presidentially-declared disaster area to be considered for the assistance. The individual who incurs the expense related to a death directly caused by a declared emergency or major disaster may apply for and, if eligible, receive Funeral Assistance. Applicants must meet the general conditions of eligibility as well as the following conditions of eligibility: A state, local, territorial or tribal government licensed medical official, has determined the cause of death was a direct result of the disaster. The applicant incurred or will incur eligible funeral expenses not covered by other sources. The maximum allowable for funeral expenses is up to $9000 based on eligibility.